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Hi everybody. Matt here! Just want to do a very quick blog on uninsured motorist coverage or UM coverage, a pop quiz who remembers what UM is?


Alright, so watch some other videos. I'll link them right here, but UM insurance coverage is coverage that you carry on your own auto insurance. It protects you if the defendant doesn't have enough insurance. And so this video is going to be about the most frequent question I receive all the time. And that is Matt, If I make a claim on my own insurance for UM are my rates going to go up? Is it going to hurt me? You know, should I not make this claim? And this is a really easy one. The answer is no. UM is a no fault coverage. So you can make a claim against it. It's there to help you. You didn't do anything wrong. So it's not going to hurt your rates. You have insurance and don't be afraid to use it if you need it. Have a good one.